My Great-Grandfather’s Retirement Allowance

 Will you get a retirement allowance in your future? It depends on your working style. If you work for a Japanese-style company as a full-time worker, you can get a lot of money when you retire. If you can get it, do you have plans to make an efficient investment of funds?

 For your information, I shall tell you an old story about my great-grandfather’s investment plan.

 My great-grandfather was an elementary school teacher. When he retired, he successfully got his retirement allowance. 

 His investment plan was this: He lent land and built many small houses for rent. He could get rental income and enjoy his old age.

 His plan worked for a while.

 But my grandfather recommended changing the plan and selling the houses. My grandfather was a highly educated person who graduated from a national university. It was during WWⅡ, so if there were an air raid at the houses, my great-grandfather would lose all of his property.

 My great-grandfather refused to sell them. He said he had donated tons of money to a shrine. He believed no bomb would ever come to his houses because of religious power. My great-grandfather was a religious and highly educated person. My grandfather tried to persuade him logically, but it was in vain.

 Sometimes, a religious person could be stubborn.

 I respect all religions in the world. When I visit churches, shrines, temples, and other holy places, I pray sincerely. But I also know religions never work like that. Any religion doesn’t work depends on money.

 As a result, my great-grandfather’s houses were all burned down. He didn’t own the land. He lost his retirement allowance.

 If he had had a different plan, my family might still be rich.

 Financial planning is always difficult.

 

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Picture by NORIMA